Stamp Duty
1.50%Payable via Non-Judicial Stamp through authorized treasury counters of Sonali Bank.
Govt Code: 1-1101-0020-1311Plan your home loan
EMI & Home Loan Calculator
Estimate your monthly payment, total interest and repayment schedule. Adjust the property price, deposit, interest rate and loan term.
Example interest rates8.25% – 9.50%
Example loan / deposit70 : 30
verified_userIllustrative lender rates:
SCB8.25%BRAC8.50%City Bank8.75%IDLC8.90%DBH8.45%IPDC9.10%
Enter your loan details
Your estimate updates as you adjust the values.
৳
৳ 0৳ 2.50 Crore৳ 12.00 Crore
30%
0%100%
৳ 75,00,000৳ 0.75 Cr
Amount you pay before the loan starts.8.50%
0%25%
20 Years
1 Year240 Months30 Years
Yearly repayment schedule
See how each year’s payments reduce your loan balance.
| Year | Opening Balance | Annual EMI Paid | Principal Component | Interest Component | Closing Principal |
|---|
how_to_regAffordability Scoring Engine
Calculate Borrowing Capacity
Institutional Debt-Burden Ratio (DBR 45%-50%) benchmarking by Bangladesh Bank
currency_exchange
Diaspora Incentive Active: Bangladesh Bank grants a 2.5% instant remittance cash incentive when transferring property acquisition installments via official banking channels into a Non-Resident Foreign Currency Deposit (NFCD) or NITA Account.
Sub-Registry Statutory Schedule (FY 2024–2026)
Dhaka Land & Apartment Conveyance Fee Architecture
Official government tariff breakdowns under Section 53H Income Tax Ordinance & Registration Act
Jurisdiction:Dhaka (DNCC & DSCC)
Registration Fee
1.00%Assessed on deed valuation or Mouza rate, whichever represents the greater fair value.
Sub-Registry Receipt: Form AAIT (Sec 53H)
4.00% – 5.00%Advance Income Tax per Sq Ft or Deed Value based on location category (Gulshan, Banani, Motijheel).
Adjustable against IT10B returnsLocal Govt / VAT
2.00% + 3.00%2% City Corporation Toll + 3% Developer VAT (on newly completed development constructions).
RAJUK Mutation Token Fee IncludedCase Simulation: ৳ 2.50 Crore Residential Unit (Banani / Gulshan)
Stamp Duty (1.5%)৳ 3,75,000
Registration Fee (1%)৳ 2,50,000
AIT (53H - Zone A)৳ 10,00,000
Total Sub-Registry Outlay৳ 21,25,000
account_balance_walletNRB Capital Repatriation Assurance (BB Guidelines)verified security trending_up
Invest with Institutional Freedom: NITA Account & Legitimate Capital Repatriation
Non-Resident Bangladeshis (NRBs) can acquire property securely via a Non-Resident Investor's Taka Account (NITA). Under Foreign Exchange Management regulations, sales proceeds up to the originally remitted foreign currency value — plus legitimate capital appreciation — are remittable abroad with Bangladesh Bank approval.
Zero Double Tax
Protected by bilateral Double Tax Avoidance Treaties (DTT) with USA, UK, UAE & Canada.
Bank Escrow Protection
Developer disbursements tied strictly to RAJUK architectural milestone verifications.
2.5% Direct Subsidy
Immediate cash remittance incentive credited upon verified overseas SWIFT transfer.